20+ Years of Real Trading and Investing Experience
Learn to Grow
Your Money.
Investing strategies, trading tools, and wealth-building concepts — taught from experience, not a textbook.
185+
Video lessons
9
Trading & investing tools
20+
Years trading
80%
Strategy efficiency
SPY559.42+1.2%
QQQ473.18+1.8%
VIX18.34-4.1%
GLD241.07+0.6%
BTC94,820+2.3%
200 SMA · SPY536.10Above
Start here
Choose your path
Three ways to build wealth — all taught from real experience
Invest & Build Wealth
Dollar cost averaging, infinite banking, real estate — systems that compound over time.
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Trade the Markets
Market Maker Model, Fibonacci, session liquidity, big/mid figures — advanced strategies that work.
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Use the Tools
13 free and premium calculators — from compounding to the full Rat Race Escape Plan.
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Free & premium tools
Real calculators. No paywalls on the basics.
Free tools
Free
Trade Recorder
Log trades with buy/sell direction, entry, exit, SL/TP, notes and running P&L
Free
Strategy Backtester
Manually backtest any strategy with equity curve, win rate, R:R, and drawdown analysis
Free
Stock & ETF Return Calculator
Simulate historical returns for SPY, QQQ, VTI and more with DCA
Free
Compounding Calculator
See your money grow with DRIP, inflation toggle, and chart view
Free
Position Size Calculator
Risk-based sizing for stocks, forex, futures, and options
Free
Economic Calendar
Live macro events that move markets
Basic tools
Basic
Infinite Banking Calculator
Full IBC policy simulator with loan scenario modeling
Basic
Portfolio Builder
Salary + IBC policy + DCA portfolio running simultaneously
Premium tools
Premium
Rat Race Escape Plan
All four wealth pillars in one unified dashboard
Course library Coming Soon
14 courses. Free and premium.
Taught from 20+ years of real trading and investing — not theory
Free courses
Wealth Building
Dollar Cost Averaging to Build Wealth
Trading
Trendline Trading
Trading
Daily 200 SMA for Directional Bias
Wealth Building
Cost Saving Strategies to Keep More of Your Income
Basic courses
Trading
Daily 200 SMA and the VIX
Trading
Fibonacci Trading with ICT Concepts
Trading
Premium & Discount Trading
Trading
Higher TF Analysis, Lower TF Entries
Wealth Building
Infinite Banking to Purchase Assets
Planning
What's Your Number — Retirement Planning
Premium courses
Trading
The Market Maker Model + Level 2
Trading
Big Figure / Mid Figure Analysis
Trading
Accumulation, Manipulation, Distribution
Trading
Time-Based Session Liquidity
Trading
Day Trading Options Strategies
Membership Coming Soon
Join the community. Pay less than a streaming subscription.
Basic
$7
per month
- Everything in Free
- 10 courses included (trading & wealth building)
- Infinite Banking Calculator
- Portfolio Builder tool
- Member Discord channels
Premium
$25
per month · most popular
- All 14 courses unlocked
- Rat Race Escape Plan tool
- Pine Script + TOS indicators
- Monthly live Q&A session
- Scored assessments + downloads
Annual
$240
per year · 2 months free
- Everything in Premium
- 1:1 annual strategy review
- Priority Discord badge
YouTube Playlists
22 playlists — trading, ICT, wealth & more
Inspiration Trading & Investing
YouTube Playlist
Watch →
Options Trading with ICT Concepts
YouTube Playlist
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Trading Psychology
YouTube Playlist
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ICT Concepts
YouTube Playlist
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The Market Maker Model
YouTube Playlist
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Fair Value Gap Theory
YouTube Playlist
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Trading Strategies
YouTube Playlist
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Trend Lines with ICT Concepts
YouTube Playlist
Watch →
Trading Resources
YouTube Playlist
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RSI Indicator with ICT Concepts
YouTube Playlist
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Moving Average Strategies
YouTube Playlist
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Order Block Theory
YouTube Playlist
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The Magic of Trading
YouTube Playlist
Watch →
Fibonacci with ICT Concepts
YouTube Playlist
Watch →
Using Moving Averages with ICT
YouTube Playlist
Watch →
The Strat
YouTube Playlist
Watch →
MACD Strategies
YouTube Playlist
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Using MACD with ICT Concepts
YouTube Playlist
Watch →
Important Life Decisions
YouTube Playlist
Watch →
Business Resources
YouTube Playlist
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Channel Trading with ICT Concepts
YouTube Playlist
Watch →
The Ichimoku with ICT Concepts
YouTube Playlist
Watch →
FAQ
Common Questions
Are you a licensed financial advisor?▶
No — and that's intentional. GrowMoneyCentral is an educational platform based entirely on personal research and 25+ years of real trading and investing experience. The platform owner is not a licensed financial advisor, registered investment advisor, broker-dealer, or tax professional. Everything shared here is experiential education — what has been learned and applied personally. Nothing constitutes financial advice. Always consult a qualified professional before making any investment decisions.
What is the IDEA System?▶
IDEA stands for Infinite Banking, Dollar Cost Averaging, Estate Building, and Active Trading. It's the four-pillar wealth framework taught across GrowMoneyCentral's courses and tools — a complete system where each element supports and funds the others. You can learn more on the About page.
Are the free courses really free?▶
Yes — completely free, no credit card required. The four free courses (Dollar Cost Averaging, Trendline Trading, Daily 200 SMA for Directional Bias, and Cost Saving Strategies) are open to anyone. Free tools including the Trade Recorder, Strategy Backtester, Stock/ETF Calculator, Compounding Calculator, Position Size Calculator, and Economic Calendar are also available without an account.
Can I buy a single course without a membership?▶
Yes. Basic-tier courses are available for individual purchase at $10–$27 each through our store, and two bundles are available — the Wealth Building Bundle (IBC + Cost Saving + Retirement) for $15 and the Trading Foundations Bundle (Fibonacci + Higher TF Analysis + Premium & Discount) for $67. Premium-tier courses require a membership and are not sold individually.
What trading platforms do the indicators support?▶
Both the GMC Investor Tool and GMC Trader Tool are available in two versions: Pine Script for TradingView, and ThinkScript for TD Ameritrade / Charles Schwab's ThinkorSwim platform. Both versions are included with a Premium membership. Installation guides are provided in the member resources area and the Discord #premium-lounge.
Can I cancel my membership anytime?▶
Yes — cancel anytime through your PayPal account. There are no cancellation fees. You keep access until the end of your current billing period. Individual course purchases never expire.
Disclaimer: GrowMoneyCentral is an educational platform. Content is based on personal research and 20+ years of trading and investing experience. Nothing on this site constitutes financial advice. Dr. William E. Smith is not a licensed financial advisor. Always consult a qualified professional before making investment decisions.